Privacy Policy for PayMeRN

Last Updated: December 18, 2024

1. Introduction

Welcome to PayMeRN ("we," "our," or "us"). We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application PayMeRN (the "App").

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the App.

2. Information We Collect

2.1 Personal Information

We may collect the following personal information that you voluntarily provide to us:

• Name
• Email address
• Work-related information (job title, employer, work schedule)
• Pay rate and compensation details
• Work location and timezone
• Authentication credentials

2.2 Financial Information

• Hourly pay rates
• Overtime rates
• Pay differentials (night shift, weekend rates, etc.)
• Deductions and withholdings
• Pay period information
• Calculated earnings and projections

2.3 Usage Data

We automatically collect certain information when you use the App:

• Device information (type, operating system, unique device identifiers)
• App usage statistics and feature interactions
• Crash reports and performance data
• IP address and general location information

2.4 Third-Party Services

Our App integrates with the following third-party services that may collect information:

• Firebase Authentication (Google) - for user authentication
• Firebase Firestore (Google) - for data storage
• RevenueCat - for subscription management
• Expo Application Services - for app updates and analytics

3. How We Use Your Information

3.1 Core Functionality

• Calculate your pay based on your work hours and rates
• Track your work schedules and shifts
• Project future earnings
• Manage pay profiles and deductions
• Calculate overtime and differentials
• Provide lifestyle budgeting tools

3.2 App Improvement

• Analyze app usage to improve features
• Fix bugs and technical issues
• Develop new features based on user needs
• Optimize app performance

3.3 User Support

• Respond to your inquiries and support requests
• Send important updates about the App
• Communicate service-related information

3.4 Legal Compliance

• Comply with applicable laws and regulations
• Protect our rights and prevent fraud
• Enforce our Terms of Service

4. Data Storage and Security

4.1 Where Your Data is Stored

Your data is stored securely using:

• Google Firebase Firestore (cloud database)
• Servers located in the United States
• Industry-standard encryption protocols

4.2 Security Measures

We implement appropriate technical and organizational security measures:

• Encryption of data in transit (SSL/TLS)
• Encryption of data at rest
• Secure authentication protocols
• Regular security audits
• Access controls and authentication requirements

4.3 Data Retention

We retain your personal information for as long as:

• Your account remains active
• Necessary to provide our services
• Required by law or for legitimate business purposes

You may request deletion of your account and data at any time through the App settings.

5. Information Sharing and Disclosure

5.1 We Do NOT Sell Your Data

We do not sell, trade, or rent your personal information to third parties.

5.2 Service Providers

We may share your information with trusted third-party service providers who assist us in operating the App:

• Google Firebase (authentication and database services)
• RevenueCat (subscription management)
• Expo (app hosting and updates)

These providers are contractually obligated to protect your information and use it only for the purposes we specify.

5.3 Legal Requirements

We may disclose your information if required to do so by law or in response to:

• Valid legal processes (subpoenas, court orders)
• Governmental requests
• Protection of our rights, safety, or property
• Investigation of fraud or security issues

5.4 Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change.

6. Your Privacy Rights

6.1 Access and Control

You have the right to:

• Access your personal information
• Update or correct your information
• Delete your account and data
• Export your data
• Opt-out of marketing communications

6.2 California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act:

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to say no to the sale of personal information
• Right to access your personal information
• Right to equal service and price
• Right to deletion of personal information

6.3 European Privacy Rights (GDPR)

If you are in the European Economic Area, you have rights under the General Data Protection Regulation:

• Right of access
• Right to rectification
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object
• Rights related to automated decision-making

To exercise any of these rights, please contact us at the email address provided below.

7. Children's Privacy

Our App is not intended for use by children under the age of 13 (or 16 in the European Economic Area). We do not knowingly collect personal information from children. If we learn that we have collected personal information from a child without parental consent, we will delete that information promptly.

8. California "Do Not Track" Disclosure

We do not track users over time and across third-party websites and therefore do not respond to Do Not Track (DNT) signals.

9. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. By using the App, you consent to the transfer of your information to the United States and other countries.

10. Analytics and Advertising

10.1 Analytics

We use analytics services to understand how users interact with our App. These services may use cookies and similar technologies to collect usage data.

10.2 Advertising

We do not currently display third-party advertising in the App. If this changes, we will update this privacy policy accordingly.

11. Subscription and Payment Information

Payment processing is handled by RevenueCat and the respective app stores (Apple App Store, Google Play Store). We do not directly collect or store your payment card information. Please refer to their privacy policies for information on how they handle your payment data.

12. Changes to This Privacy Policy

We may update this privacy policy from time to time. We will notify you of any changes by:

• Posting the new privacy policy in the App
• Updating the "Last Updated" date
• Sending you an email notification (for material changes)

Your continued use of the App after changes constitutes your acceptance of the revised privacy policy.

13. Contact Us

14. Data Protection Officer

For users in the European Economic Area, you may contact our Data Protection Officer at:
Email: [email protected]

15. Your Consent

By using our App, you consent to our privacy policy and agree to its terms.

This privacy policy is effective as of December 18, 2024.